Showing posts with label IBPS. Show all posts
Showing posts with label IBPS. Show all posts

Reasoning Mix Quiz | Puzzles | Directions | Relations | Ranking

Directions (1-5): Read the following information carefully and answer the questions given below:


In a party there are eight friends in which four are boys and remaining are girls, in which girls are Ela, Ishita, Chitra and Diya and boys are Badal, Hitesh, Faruq and Ganesh. In between these eight friends one girl and one boy are the host. They are sitting around a rectangular table. Three are on the longer side of the rectangular table and hosts are on the remaining side. Some additional information is given below:

(a) All four girls are sitting adjacent to each other and Diya is 3rd right of Ganesh.
(b) Ganesh is the host sitting 2nd left of Chitra. Hitesh and Chitra are sitting opposite to each other.
(c) Ishita is 3rd left of Ganesh. Faruq is third left of Ela.

1. Who is the 2nd host in this arrangement?
(1) Hitesh
(2) Badal
(3) Ela
(4) Chitra
(5) none of these

2. What is the Chitra’s position?
(1) Immediate left of Ganesh
(2) Immediate right to Ganesh
(3) Faruq’s 2nd right
(4) Faruq’s immediate right
(5) Immediate left of Ela.

3. Who is immediate left of Diya?
(1) Ishita
(2) Badal
(3) Faruq
(4) Ganesh
(5) None of these

4. How many girls and boys are sitting opposite to the same gender?
(1) One
(2) Three
(3) None
(4) Two
(5) None of these

5. Which of the following statement is true?
(1) Three boys are sitting on one longer side
(2) Ishita is the another host
(3) Faruq and Ela are opposite to each other
(4) One girls is sitting to the second right of Badal
(5) None of these

6. Vinay moves towards South-East a distance of 14m. then he moves towards West and travels a distance of 28m. From here, he moves towards North-West a distance of 14m. and finally he moves a distance of 8m towards East and comes to a halt. How far is the starting point where he stood?
(1) 20 m
(2) 22 m
(3) 6 m
(4) 8 m
(5) None of these

7. From the word ‘INTENSIFICATION’, how many independent words can be made without changing the order of the letters and using each letter only once?
(1) Four
(2) Five
(3) Six
(4) More than six
(5) None of these

8. In a class of 180, where girls are twice the number of boys, Rupesh, a boy, ranked thirty-fourth from the top. If there are eighteen girls ahead of Rupesh, how many boys are after him in rank?
(1) 45
(2) 44
(3) 60
(4) Can’t be determined
(5) None of these

9. Two priests A and B were talking to each other. A said to B, “My mobile set rings every 15 minutes”. B retorted, “My mobile set rings every 18 minutes.” The mobile sets of both A and B rang simultaneously at 8 am. Four of the following five timings of a certain day are alike with respect to the above situation and hence form a group. Which of the following timings is different from the group?
(1) 6.30 am
(2) 5.30 pm
(3) 3.30 pm
(4) 9.30 am
(5) 6.30 pm

10. Pointing to a girl, Mr Raju said, “This girl is the daughter of the husband of the mother of my wife’s brother.” Who is Raju to the girl?
(1) Husband
(2) Brother-in-law
(3) Father-in-law
(4) Either husband or brother-in-law
(5) None of these





ANSWERS
Solutions  (1-5):
E = Ela,
I = Ishita,
C = Chitra,
D = Diya,
B = Badal,
H = Hitesh,
F = Faruq,
G = Ganesh


1. (3)
2. (4)
3. (5)
4. (4)
5. (5)

Solutions (6-10)

6. (1)

7. (4)
8. (2)
9. (2)
10. (4)

IBPS PO/MT VI 2016 Notification Out

IBPS PO/MT VI 2016 Notification Out 

Dear Readers,

mybankersadda.blogspot.in


IBPS has released the Notification regarding the online examination (Preliminary and Main) for the next Common Recruitment Process for selection of personnel for Probationary Officer/ Management Trainee posts in the Participating Organisations. The Exam is tentatively scheduled in October / November 2016.




List Of Questions for IBPS and SBI Interviews

List Of Questions for IBPS and SBI Interviews

While preparing for interview many candidates got confused while answering common questions. So Today I made list of commonly asked Interview questions.

questions for ibps and sbi interview

List of Questions

Introduction:

  1. Introduce yourself in one minute
  2. Define yourself in one word 
  3. Describe yourself briefly 
  4. Meaning of your name, who named you and why? 
  5. Do you have any namesake? 
  6. What is your father and his job profile? 
  7. What is your family background? 
  8. Where do you come from? 
  9. Tell me about your native place/city/ state and it is famous for what? 
  10. What are your hobbies and interest? 
  11. If you do not succeed this time, what will you do? 
  12. What is your educational background? 
  13. Tell me something about your achievements? 
  14. Any extra-curricular activity pursued by you? 
  15. Why do you want to join Banking sector? 
  16. What qualities should one possess to be a Bank P.O.? Do you think you have these qualities? 
  17. Who is the founder of this Bank? 
  18. When was this bank nationalized? 
  19. What is the current financial position of bank? 
  20. Name the person who inspired you the most? 
  21. How is your subject helpful in banking sector? 
  22. Why is there a gap in your studies? 
  23. What are your strong and weak points? 
  24. As a student of Science/Art/Commerce, why didn’t you go for higher studies? 
  25. Newspapers and magazines that you normally read? Name the Editor of Newspaper? 
  26. Why should we select you? 
  27. Why do you want to be a P.O.? 
  28. What is your idea of life? 
  29. What is the importance of hobby in our life? 
  30. Where you see yourself after 10 years ?
  31. Have you cleared any exam earlier? 
  32. What will you do if you don’t get selected? 
  33. What does your mother do or whether she is a house wife or in a job? 
  34. Where did you spend your childhood? 
  35. Why don’t you join your family business? 
  36.  

Educational Background:

  1. You passed B.Sc./B.Com/B.A. in the year 2012, what were you doing till now? 
  2. There is a gap in between graduation and P.G. Why? 
  3. Why is there a great variation in marks between class 10th, 12th and Graduation? 
  4. What is the use of your subject in this sector? 
  5. What is the use of your subject in life? 
  6. How do you correlate your subjects with Banking? 
  7. Why didn't you continue your studies? 
  8. Your subjects are related with IAS, PCS. Then why are you here? 
  9. From which college/university have you completed your graduation? 
  10. What are the specialties of the schools/colleges from where you have acquired education? 
  11. Why have you switched to Arts stream from Science stream or vice versa? 
  12. These days the use of computer is increasing in the banking industry. Since you don’t have the knowledge of computers, how will you perform your job satisfactorily? 
  13. You have done MCA/ B.Tech then why don’t you go for technical post? 
  14. What is the motto of your college/university? 
  15. You have written in your bio data “N.A.” What is this?

And in the last i would like to tell you that one should prepare Current Affairs of 7-10 days prior to Interview date..! All the Best Guys..!

List of Questions with Answers for Bank Interview

List of Questions with Answers for Bank Interview


mybankersadda.blogspot.in

Why you want to enter in Banking industry?

Because this industry is growing steadily and there would be no limit to my career growth. Further I need stability in my career.

Why are you not working anywhere from past 6 months ?

As competition in banking exams in fierce, I was preparing for bank exams and a job could distract me from my mission. I concentrated on bank exams preparations only.

Can you relocate to another city ?

Yes, this job means a lot to me. I can move anywhere.

Why did you left your last job ?

I can see a better and prosperous career in banking industry.

Why don't you join your father's business ?

He is not making much money so he ordered me to do a job.

What is CRR?

Cash Reserve Ratio is  percentage of customer's deposits with commercial banks that they need to deposit with RBI. Right now it's 4%.

What is SLR?

Statutary Liquidity Ratio is the percentage of liabilities and time deposits that commercial banks need to keep with them in form of Cash, Gold or Government approved securities. Right now SLR is 21.25%

What is Bank rate?

Rate at which RBI lends money to commercial banks without any security.

What are open market operations?

Buying and selling of government securities and bonds in open market by Government to maintain desired liquidity levels.

What is Sensex and how it is calculated?

Sensex is the index of top 30 stocks in Bomaby Stock Exchange(BSE)

Value of Sensex is calculated using "Free Float Market Capitalization" method.

Free float ratio is number of outstanding shares available for general public to trade.

Formula to calculate Sensex :-


sensex

What is CP ?

Commercial paper is a short term unsecured debt instrument.

What are various services provided by a commercial bank ?

  • Lockers
  • Safe custody of funds
  • Advancing loans
  • Fund transfers
  • Periodic payments
  • Underwriting of shares
  • Dealing in foreign exchange
  • Discounting of loans
  • Overdraft

 

What is PPF?

Public Provident Fund is a tax saving investment for individuals.

Features :-
  • Number of deposits per year - 1 to 12
  • Minimum deposit - Rs 500
  • Interest received is tax free
  • Investment is exempted under section 80(c)

What are various investments under section 80(C) of Income Tax act

  1. Fixed deposit (5 years)
  2. PPF
  3. Equity mutual funds
  4. ELSS
  5. EPF and VPF
  6. NSCs (National Saving Certificate)
  7. ULIPs
  8. NPS (Pension plans)
  9. Life insurance

Minimum lock-in period for Tax saving Fixed Deposit

5 years


What are NPAs ?

NPA stands for Non-Performing Assets.
Bank gives loans and advances to it's customers. These loans and advances are bank's assets. When the customers don't repay back the bank's money they don't perform. Such assets are known as Non-Permoerming Assets.

What was the purpose of setting up NABARD ?

NABARD is the apex institution for the development of farm sector , cottage industries and small scale industries in rural areas.

What are various functions of RBI ?

  • Government’s banker and performs banking functions for the central and the state governments. 
  • Bankers of banks
  • Maintain liquidity in the economy
  • Regulator of country's financial system
  • Regulates and facilitates foreign trade advisor to the Government of India
  • Issue currency notes
  •  

What is IRDA and what are it's functions ?

Insurance Regulatory And Development Authority (IRDA) is the sole authority to regulate the insurance industry in India , to ensure the growth of insurance industry and protect the interest of policy holders.

What are Derivatives ?

In Derivative market the value of the instruments bought and sold is based on value of the underlying asset. The value of the instrument is ‘derived’ from the value of the underlying asset and hence it is known as Derivatives.

What is an Option in derivative market ?

An Option give right to Option Holder to buy or sell a commodity during a certain period of time or on a specific date.

What is Call option and Put option ?

Call option - An option which gives right to the Option Holder to buy a certain stock at specified time and specified date

Put option - An option which gives right to the Option Holder to sell a certain stock at specified time and specified date


What is GDP ?

Gross Domestic Product is the sum of all the goods and services produced within physical borders of a country in within a specific period of time.

What is GNP ?

GNP = GDP + Income of residents overseas -Income of Foreigners within the borders of domestic economy

What is Monetary Policy ?

Policy by which a central authority attempts to control liquidity and interest aimed high growth rate and price stability.

What is Fiscal policy ?

Government revenue generation and spending policies that impact the macro economy.

What is Fiscal deficit ?

Excess of government expenditure over revenue

What is DeMat account ?

DeMat stands for DEMATERIALIZATION. It is the process of converting the physical share certificates into equivalent number of electronic holdings

What is RuPay card ?

RuPay is India’s own card payment system launched by National Payments Corporation of India (NPCI)

Bull and Bear market ?

When investors expect prices to rise, it's known as Bull market.

When investors expect prices to fall, it's known as Bear market.

What is SWIFT?

Financial messaging network which exchanges messages between banks and financial institutions

What is Service Tax ?

Tax levied on providing services in India, Rate is 12%  + 0.36% for Education Cess.

What is Mutual Fund ? What is safest type of fund ?

Mutual Fund is a pool of fund where investors invests their money for a common objective.

Benefits of Mutual funds
Exempted under section 80(C)
Managed by experts

Index funds are safest because money is invested in all index stocks. The rise or fall of value align with index.

What is GST ?

Goods and Services Tax, desision on this tax is pending. GST is going to replace all indirect taxes.

At last, Prepare well for the personal questions so that you don't fumble during the interview and lose your confidence..!
All the best guys..!